Founded in 1999 as an Independent Financial Adviser focusing on the unique needs of contractors, since then Contractor Money has helped over 22,000 contractors like you to secure the right protection, pension and investment and have become one of the largest mortgage brokers in the country. So if you’re looking for a contractor mortgage, one of our dedicated team of specialist consultants are here to help.

Unlike many other brokers, our range of contractor mortgages extends beyond Halifax. We have access to the widest range of lenders providing a mortgage for contractors, including many exclusive deals from a high street provider, giving you more choice and in many cases access to cheaper contractor mortgage rates than you’ll find anywhere else.

So give us a call on 0333 370 8080 or check-out out how much you could borrow, based on your day rate, via our on-line calculator.

Why Choose Us for your Contractor Mortgage?

  • Exclusive mortgage options from both mainstream and specialist lenders
  • Access to a large range of contractor mortgage products in the market
  • We work hard on your mortgage whilst you work hard on your contract
  • Expert telephone based advice and secure web-based document portal
  • Mortgages based on annual contract rate
  • Bespoke contractor buy to let advice and solutions
  • Specialist one-stop-shop for all your contractor financial needs

Find Out More 

Hello John/Sam, Just to let you know that we completed on the 11th. Many thanks for your help and  I appreciate your efforts in getting the mortgage sorted out. I can honestly say that throughout the whole process all the matters were dealt with professionally and I was updated at all the times. Thanks again and I would most certainly recommend to friends and colleagues . Best Regards.


More than happy with the service and found the people I talked to very helpful and pleasant.


Just a quick email to say my huge thanks to you for your support in helping me to get a mortgage as I got the mortgage offer today. What started as a general enquiry then proceeded to completion and am very happy that I had an opportunity to deal with real professionals like you who made sure I get the best possible deal.
Thanks and Regards


Contractor Pensions

Save tax today and invest for tomorrow with a contractor pension.

Increased flexibility at retirement introduced in the 2014 budget and tax savings of up to 64% on contributions, make pensions a win/win for Contractors looking to invest.

We help you set up a flexible pension to suit your freelance status and can also manage your pension to help you achieve your long term savings goals.

Find a Contractor Pension

Contractor Protection

There are a wide range of insurance options available to suit your Contractor status.

We have negotiated a range of tax efficient policies that can be arranged through your limited company or products based on contract rate and will search the whole of the market to find you the best policy to suit your needs. We will even help you make a claim if the time comes.

Protect my Income