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Professional Indemnity & Liability Insurance for Contractors and Freelancers

Professional Indemnity Prices of the Caunce O'Hara Schemes

The Professional Indemnity prices are as follows - prices are per annum. NOTE - prices are dependent on the fee income bracket of the company (last years fees). For start-up companies, please use a 12 month projected figure.

Insurance prices of the Caunce O'Hara Schemes

Fee Band GBP	Limit of Indemnity/Premium - GBP					Excess GBP
	100k	250k	500k	1mill	2mill
0-50k	165	170	200	245	430	250
50-100k	208	230	300	370	580	500
100-150k	260	328	390	546	720	500
150-200k	312	390	468	656	860	250
200-250k	390	488	585	820	1075	500
250-300k	468	585	702	984	1290	500
300-400k	515	643	772	1083	1419	500
400-500k	576	708	850	1191	1560	500
£50,000 Legal Expenses cover available for an extra £75.00 per annum

(Insurance Premium Tax of 5% is included in the above premiums).

Employers/Public Liability Insurance is an additional policy (and can be bought separately) that provides the following cover
Total Cost of package	£112 per annum
Includes £5 million Employers Liability (£10,000,000 available for extra £52.50pa) Includes £1 million Public Liability (£2,000,000 available for extra £26.25pa, £5,000,000 available for extra £52.50pa) Includes £5,000 equipment cover 'all risks' You can easily increase the cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide	All included in above cost

(Insurance Premium Tax of 5% is included in the above premiums).

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