A leading insurance provider is predicting that your lifestyle could begin to have an increasing impact on your protection premiums. Traditionally, protection policies are priced based on a number of health questions, with the emphasis on determining the risk of death from health related factors such as diabetes, heart attack and cancer. However, with the …

The property market could be firmly on the rise as reports show house prices rose at their highest rate in the last five years in August. New figures from the Land Registry show house prices increasing by 1.7% to £155,885 in August which is the highest monthly increase since 2004. Prices have increased now for …

With base rates at historic lows traditional savings accounts are offering very little by way of returns, yet the investment markets have bounced back strongly from the lows of earlier this year. This month we look at whether its time to revisit your appetite for risk versus reward. When you leave the shackles of permanent …

According to new research*, one in three Britons dies without leaving a will. Without a will, your estate may be liable to an Inheritance Tax that prevents your loved ones from fully benefiting from the wealth that you have worked so hard to build up. You also risk your estate falling into the wrong hands. …

As a Contractor, you may not have replaced your lost ‘death in service’ benefits that you used to benefit from as a ‘permi’. But when you become a parent the safety net that this cover provides becomes vital to protect your children if the worst should happen. With this in mind, we can now offer …