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Independent Financial Advice for Contractors

As advisers we have consciously avoided the "Jack of all trades and master of none" approach to offering financial solutions to a diverse range of client. Instead we pride ourselves, as you do, on being specialists in our chosen field.

We offer advice specifically tailored to the unique needs of freelancers and are able to deliver those recommendations in a timely and easily understandable format via email, telephone and post. We can also offer a nationwide service for those happier with a face to face meeting.

Please contact us or call the office on 0845 062 8888 (local rate).

Our Key Services

Contractor Mortgages

Avoid the frustration of being rejected by lenders with an out-of-date bias against freelancers.

Contractor Pension

The most efficient means of getting money out of your company tax-free, particularly if you are caught by IR35.

ContractorsHIP's

If you need to instruct a HIP we can ensure that you get a HIP that meets your needs, make the whole process stress free and we even have access to no sale no fee option.

Income Protection

Policies to help pay the bills if you fall ill.

Life Cover

Essential cover to repay outstanding debts if you die.

ISAs

You can invest up to £7,000 in an ISA during this tax year.

Latest News and Articles

• All change to a nicer ISA?

  March 2008

  After months of bad economic and taxation news it's good to be able to focus on something that should boost the lot of any Contractor looking to minimise tax.

  Keep reading "All change to a nicer ISA?"

• How to beat the credit crunch

  March 2008

  Contractors may need to act quickly to get onto or move up the housing ladder.

  Keep reading "How to beat the credit crunch"

• Pensions into Property

  February 2008

  One option for business owners to ensure trading continuity is by purchasing the premises that they trade from.

  Keep reading "Pensions into Property"

• HIPs to stay

  December 2007

  Despite the initial hopes of home owners, estate agents, mortgage advisers and housing industry experts that this ill-conceived added layer of cost and bureaucracy would be confined to the regulatory scrap heap, HIPs are sadly here to stay.

  Keep reading "HIPs to stay"

• News Flash - Full Roll Out of HIP's

  December 2007

  The Government has announced that their controversial Home Information Packs (HIP's) will be extended to cover 1 & 2 bedroom homes marketed for sale from the 14 December 2007. This means that by the end of 2007 all properties marketed for sale in England & Wales will need a HIP.

  Keep reading "Full Roll Out of HIP's"

• Planning for an early retirement

  November 2007

  Given the constant challenge of running a business, many company owners will dream of early retirement.

  Keep reading "Planning for an early retirement"

• Buy to let for Contractors comes of age

  October 2007

  The recent credit crunch has brought a great deal of uncertainty to the mortgage market but as is always the case, regardless of financial climate, there are always winners and losers.

  Keep reading "Buy to let for Contractors comes of age"

You may also be interested in our extensive archive of articles for UK contractors.